Banks fight to secure customer deposits from cyber criminals

That devise enables the criminals to capture the customers’ PIN numbers and card details that are then used to print counterfeit cards — also known as clones — that are commonly used in fraudulent cash withdrawals.

Legal experts blame the trend on ineffective laws.

Cybercrime is defined as offences against the confidentiality, integrity and availability of computer data and systems; computer-related offences; content-related offences; and copyright-related offences.

Although the Kenya Communications Amendment Act contains specific legislation against hacking and unlawful intrusion of computer systems, cyber security experts say the law has failed to define and capture the dynamic character of on-line crime.

“Most hackers use fake cyber identity and getting a hacker’s true identity for purposes of prosecution remains difficult,” said Cathy Mputhia, a lawyer.

Cybercrime often has an international dimension. 

The setting-up of procedures for quick response to incidents, as well as requests for international cooperation, is vital.

Given the international nature of cybercrime, the harmonisation of national laws and techniques is vital in the fight against the crime.