M-Pesa linked medical cover card launched

Nairobi residents employed in the informal sector are set to benefit from affordable health care services with the launch of a mobile phone based health product by a micro insurer.

Changamka Microhealth Tuesday launched the product dubbed M-Kadi, which allows low income dwellers to access healthcare at 50 per cent discount at 34 clinics through savings made through M-Pesa.

The savings will be held in a virtual account hosted by Changamka in partnership with Safaricom, which owns the money transfer service.

“This product seeks to give a sense of security to Kenyans at the bottom of the pyramid,” Changamka executive director Zack Oloo said Tuesday in Kayole, Nairobi, during the launch.

The firm launched two products; M-Kadi ya Maternity and M-Kadi ya Family Health with the former helping expectant mothers to build savings that will cater for antenatal, delivery and post natal expenses.


Application for the medical product costs Sh100 and is targeted at dwellers in the East of Nairobi, most who lack health insurance.

Payments to clinics will be settled by savings with the hospitals gaining from increased traffic that will offset the 50 per cent discount.

The M-Kadi initiative received Sh2.5 million funding from the United States Agency for International Development (USAid).