After graduating from Jomo Kenyatta University of Agriculture and Technology, five students joined hands to form a savings scheme where each contributed Sh5,000 a month.
Computer scientists Samuel Njenga and Joseph Mwaniki as well their three colleagues completed their studies in December 2002 and graduated in March 2003. They resolved to start the savings scheme as a way of getting in touch. They never however anticipated that this decision would end up becoming a serious venture that is now worth about Sh500 million.
