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How AI adoption is making insurers rethink cyber cover
Cyber threats are among the fastest-growing operational risks facing organisations. Between January and March 2026, the Communications Authority of Kenya (CA) recorded more than 3.3 billion cyber threat events.
As artificial intelligence (AI) makes businesses smarter and more efficient, it is also making cyber risks more complicated.
For years, companies buying cyber insurance worried about familiar threats like ransomware attacks, phishing emails, data breaches and network outages. While these risks remain, AI is changing how cybercriminals operate and the types of mistakes businesses can make, forcing insurers to rethink what they cover and how they price it.
