The monthly credit flows to the private sector increased to Sh10.7 billion in June 2025, up from Sh2.5 billion in June last year, raising hope for the segment that was snubbed by cautious lenders for close to five years.
“This is due to the easing of the monetary policy rate and the reduction of the CRR (Cash Reserve Ratio) to lower the cost of funds for banks,” reads the 2025 draft Budget Review Outlook Paper (BROP) by the National Treasury.
