Managing your money in 2022

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Three Nigerians suspected to enjoy the backing of a powerful Kenyan politician and two Kenyans wired Sh25.6 billion between October and November 2020. FILE PHOTO | NMG

The beginning of a year is a good time to take stock and strategise on how to achieve financial goals. Certain ideologies remain timeless: spend conservatively, save aggressively and prepare for rainy days.

However, some uncertainties such as a pandemic may throw you off balance when income drops and expenses increase. The following tips may come in handy at some point in your journey to financial freedom.

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Note: The results are not exact but very close to the actual.