Digital transformation in Africa's financial sector is bursting beyond the expectation of many. The best way to explain this phenomenon is to use Malcolm Gladwell's book Tipping Point.
The book's central thesis is that tipping points are where epidemics of any kind start to have a "stickiness factor." In other words, the magic moment when an idea passes a threshold, tips, and takes off like wildfire. Financial technology (fintech) in Africa is at the tipping point.
