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How Kenya’s Chamas could transform healthcare access
Without insurance, a single hospital stay might wipe out the group’s savings. With pooled cover, the kitty is preserved for investment, while members still gain access to care.
Across Kenya, chamas and informal savings groups are now woven into daily life. They help parents pay school fees; families buy land and communities celebrating milestones.
Their success is proof that pooling resources allows people to achieve far more together than they ever could alone.
