If you spend any actual time on the ground in places like Kitale, you quickly realise how detached our conversations about agricultural financing are when they happen in air-conditioned boardrooms in Nairobi and other world capitals.
Out in the fields, the statistics look like Mama Wafula. She does not need a weather app to tell her the rains have changed; she can see it in her maize stalks. Her problem is not a lack of data but a lack of cash. She needs a realistic way to pay for certified seeds or a solar pump before her topsoil turns to dust.
