Lower borrowing costs, larger loans and longer repayment periods drove the mortgage market to a decade-long record growth of Sh27.9 billion last year, helping revive home financing after a contraction in 2024.
The 2025 Bank Supervision Annual Report released by the Central Bank of Kenya (CBK) shows outstanding home loans rose 10 percent, or Sh27.9 billion, to Sh307.2 billion in the year ended December 2025 from Sh279.3 billion a year earlier.
