Drought-hit Marsabit, Garissa, Samburu and Isiolo counties have the highest proportion of borrowers defaulting on credit, including dues owed to shopkeepers and shylocks.
The rates of default in the four counties ranged between 47 per cent and 74 per cent and more than double the national average of 24 per cent, a survey part-conducted by the Central Bank of Kenya (CBK).