How Kenyans will access benefits before retirement

Visitors tour exhibition booths during the East African Pensions Conference & Expo 2025, held at the Kenyatta International Convention Center (KICC), Nairobi, on October 23, 2025.

Photo credit: File | Nation Media Group

Can I at present access benefits before hitting the retirement age?

Yes. Retirement benefits can be accessed early in two parts. Firstly, when an employee changes jobs, a portion of the benefits up to 50 percent is accessible for occupational pension schemes created by employers.

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Note: The results are not exact but very close to the actual.