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The main sectors banks expect to drive Kenya's economy
Road construction workers build a roadside drainage system along Mombasa Road in Nairobi on August 1, 2026. The ongoing works form part of infrastructure upgrades aimed at improving stormwater drainage, enhancing road safety and supporting traffic flow along one of the city's busiest transport corridors.
Photo credit: Wilfred Nyangaresi | Nation Media Group
Commercial banks are betting on traders and builders as the country’s drivers of economic expansion, channelling more than half of fresh credit into commerce and construction businesses.
Trade, building and construction sectors accounted for Sh195.5 billion, or 54.22 percent, of new net credit in the year to May 2026, data by the Central Bank of Kenya shows, while manufacturers continued repaying loans.