It’s a Saturday morning. A child clears the breakfast dishes, proudly snaps a photo, and taps “done” on a colourful banking app. Seconds later, a notification pops up: task approved. A small reward lands directly in their junior account.
Across Kenyan households, this is becoming a familiar scene as parents turn to digital tools provided by banks to shape how their children perceive money—moving beyond the traditional piggy bank to interactive apps and structured savings products.