My name is Michael and 33. I’m employed and earning a net salary of Sh32,500 per month. I am permanent and pensionable. I am married with three kids aged between four and six.
My wife runs a small-scale cereals shop for grains and a variety of flours. This shop makes a net profit of Sh15,000 per month. Together, we have saved Sh638,000 at the bank. We do not have any commercial loans currently, besides my Fuliza of Sh5,900 and her M-Shwari of Sh3,200.
