By the time many people begin to think seriously about retirement, they are already halfway through their working years, juggling responsibilities, probably chasing promotions and wondering if they are doing enough to have a better later day.
On the flip side, some have romanticised retirement into a singular picture that would look like you buy an eight-acre plot in Kamulu or two acres in Nanyuki, set up a modest home, plant fruit trees, maybe keep a few dairy cows.
