Have you ever heard someone say, “I’m too young to write a Will” or “I have nothing to pass on”? Here’s the truth: If you are over 18 years and of sound mind, you qualify to write a Will. You may think you have little, but the moment you own a bank account, have money in M-Pesa, or livestock such as cows or goats, you already have an estate worth planning for.
Here are four reasons why you should have a Will and three ways you can get into the habit of Will-writing.
A Will is a love letter to your family: At its heart, a Will is not just a legal document, it is a final act of love. It illustrates your care, responsibility and protection towards your family. It says: “Even after I’m gone, I want to care for you, protect you and leave you in peace.”
A Will prevents family disputes: Losing a loved one is painful. A Will removes uncertainty over how your assets should be distributed and helps prevent family conflict by outlining your wishes. While it may not eliminate all disagreements, it sends a clear message: “I’ve thought of you. I want to make this easier for you”.
A will gives you the power to dispose of your assets in a manner that you choose and protects your values and legacy: It gives you the legal authority to decide exactly who inherits your property, money and belonging after your death. This ensures that your wishes are respected and your estate is distributed in accordance with your values.
A will protects your children and vulnerable dependents: If you have minor children (under 18 years), a person of unsound mind, or elderly parents depending on you, a will ensures they are provided for. Naming guardians, outlining their future and setting aside resources shows your enduring love and commitment to their well-being.
To get into the habit of Will-writing, shift the mindset. A Will is a love letter, not a death sentence. Our culture often treats death as a taboo subject and often associates will-writing with inviting or hastening death. As a result, many people delay Will-writing until it’s too late. But think of a Will not as a preparation for death but as a love letter to your family.
Start with simple conversations: Talk openly with your family or close friends about what they would like to happen to their property or children if they were no longer around.
Start with what you have, even if it is small. Bequeath whatever “little” you may have, whether it’s savings, livestock, or personal items.
Remember, a Will is a living document. It can be changed or revoked at any time as your life or assets change.
The bottom line? If you have children, property, or even dreams for your family’s future, you need a Will. It’s not about how much you own, it’s about the love you leave behind. A Will gives your family direction, spares them unnecessary conflict, and ensures your voice is heard even when you’re no longer around. Don’t wait for the “right time”. The right time is now.
Ms Mwanza is an advocate of the High Court of Kenya and a Certified Professional Mediator
