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CRBs must sharpen capacity to stay relevant
The CBK’s repeated issuance of guidelines encouraging banks to adopt risk-based lending also reflects concerns about the effectiveness of our credit information sharing framework.
Kenya needs stronger and well-capitalised Credit Reference Bureaus (CRBs) with the capacity and capability to take the credit information sharing sector to the next level.
Our CRBs must quickly transform and pivot into institutions capable of developing and delivering next-generation products.
