When the government created three affirmative funds — Uwezo Fund, Women’s Fund and Youth Enterprise Fund — the objective was to provide group loans to promote self-employment and job creation with mostly young adults and women marked as beneficiaries.
But years down line, a review has shown that the funds have failed to meet their objectives amid concern that they mainly benefited women, wealthy individuals and rich counties — locking out a huge proportion of needy Kenyans.