Car insurance:  Heads they win, tails you lose

If you overvalue your vehicle the premium will increase (without assessment) but if you make a claim the payout could be based on a re-assessed lower value.

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How should I select an insurance company for my car, and what level of cover do you recommend?  Penelope

There are about five dozen (!) insurance companies registered with Kenya’s Insurance Regulatory Authority, and most are members of the Association of Kenya Insurers.  About a dozen of these have well established provenance and good repute. The rest…vary.

PAYE Tax Calculator

Note: The results are not exact but very close to the actual.