Help! I’m a teacher earning Sh21,000 due to debts. I have nothing to show for my 10-year career

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My name is Annalise. I am working as a secondary school teacher in Machakos County earning Sh21,000 due to loan deductions and expenses.

I have a cyber café but the earnings are not much. I average between Sh800 and Sh1,000 per day. However, at the end of the month, I am unable to track where the cash goes and I don’t know whether I am making any profits after paying rent, buying accessories and paying the employee.

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