My name is Nancy, and I earn a net of Sh130,000 per month. I’d like to buy a plot in 2 years’ time and start construction. My budget for the plot is Sh2.5 million with a construction budget of Sh4.5 million. The plot should ideally be a 50 x 100 but I am also comfortable with 40 x 80. It should be within Nairobi, Kiambu, Kitengela, Syokimau or along Kamgundo Road.
My current budget is as follows: Rent and utilities Sh14,500, Wifi Sh3,000, Airtime Sh3,000, Entertainment Sh5,000, Mobile loans Sh9,000, Shopping Sh10,000, Personal treat Sh10,000, Bank Loan – about 62,000, SACCO loan and savings Sh12,000 (to complete by March 2025).
