How do I invest my Sh2m for comfortable retirement?

Securing your future through retirement planning requires discipline, foresight and commitment to taking action. 

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My name is Ambrose. I am 57, a father of three adult daughters and three sons, and a grandfather of four. I am single. My wife relocated to DRC in 2004, leaving the children who were still young in my care. Her existence is doubtful as there has been no communication with her since she ran away with her lover.

Currently, I do menial jobs in Eldama-Ravine, Kenya for a living. My children are hustling separately elsewhere in the country. I expect a lumpsum amount of Sh2 million from my former international employer in three years' time. When this money comes, I will be too old to do menial jobs or engage in any stressful businesses. Can you give me advice on how I could use this money to get monthly interest to live off comfortably? I want to be prepared and financially mature to avoid suffering in old age.

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