We pay rent Sh41,000, tithe Sh40,000 and have Sh900,000 savings – Is our budget okay?

A young couple discussing family budget at home.


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My name is Edith. I am 32 years old. My husband and I have an income of Sh460,000 per month.

Below is our budget: Rent Sh41,000, Food and groceries 28,000, tithe Sh40,000, edu plan Sh15,000, house girl 10,000, WiFi Sh3,000, airtime Sh2,000, car fuel Sh18,000, gas Sh3,000, shopping Sh20,000, mum and dad Sh20,000, miscellaneous Sh10,000, self-care Sh20,000, bank loan Sh40,000 (bought land someplace that's far from both workplace), fees Sh50,000 per month (child and my master’s).

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Note: The results are not exact but very close to the actual.