I earn Sh150,000 net. Which investment will earn me a good return in 10 years?

Real estate often outperforms inflation in Kenya, so building your Nanyuki rentals and developing Oleitepes plots over time will support wealth accumulation through property.

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I earn Sh150,000 monthly after tax. I pay rent in a two-bedroom house at Sh35,000. This money is not part of the Sh150,000 that I earn after tax. How can I save to build rental houses or which investment should I put money in to earn me good returns 10 years from now? I have three pieces of land in Nanyuki, each measuring 50x100. I have six plots at Oleitepes but I have not yet put anything there.

Currently, I have a house that I am building in my village, of which I have built up to lintels and paused. I started saving on MMF and I have reached Sh10,000. I have a merry-go-round of Sh12,000 a month, another one of Sh6,880, and another of Sh5,000 a month. I am also in a chama group where we are contributing money to buy a piece of land in December 2024.

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Note: The results are not exact but very close to the actual.