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Why CRBs are too important to fail
Policymakers must abandon the notion that CRBs are just ordinary private firms. They must stabilise the bureau, strengthen oversight and ensure continuity of service.
There was a time we proudly touted Kenya as a global model of financial inclusion. We dazzled the world with M-Pesa, agency banking and digital innovations that broadened access and lowered barriers.
But today, we are drifting toward a far more dangerous normal: mass microcredit dependence. Quietly, steadily, we have become a nation of credit addicts.
