Could phone-based insurance secure Kenya’s device financing boom?

New mobile phones in showroom.

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Two days after leaving hospital, Hellen Atieno returns to her grocery stall in Mariwa trading centre in Migori County, with more than just the fatigue of a week-long illness. She is desperate to recover lost time.

The days she spent in the hospital meant no sales, no income, and no means of paying the Sh67 ($0.52) daily instalment for the phone she bought on credit about two months earlier, risking her ability to stay connected.

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