Banks increased lending to infrastructure-linked sectors last year, while cutting exposure to logistics and property, highlighting a shift in credit allocation amid caution in a gradually growing economy.
Analysis of the banking industry’s private sector credit data shows net domestic credit grew by Sh228.2 billion to Sh4.09 trillion in the year to December 2025, marking a 5.9 percent expansion after a 1.4 percent contraction in 2024.
