We often discuss rights in terms of education, healthcare, or access to clean water. While these are all critical to our survival, and indeed our development, one of the most powerful enablers of dignity and opportunity is access to credit. Unfortunately, this is rarely framed as a human right, and yet, it should be.
Credit is not merely a financial instrument. For millions of Kenyans, it is the difference between survival and progress; between operating at the margins of the economy and building a livelihood with dignity.
