Kenya investors are rethinking their options for better returns

For years, investing in bonds has been accessible only to a small section of the population since directly owning these bonds required at least Kenya Shillings fifty thousand upfront. Unit trusts have changed that completely.

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For a long time, money market funds and bank deposits were the natural choice for parking short-term cash. They were easy to access, stable and predictable.

However, with the Central Bank Rate now at 9.00 percent following the December Monetary Policy Committee decision, and inflation averaging 4–5 percent since the start of the year, many Kenyans are asking a deeper question: how can they protect the value of their savings without taking on excessive risk?

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Note: The results are not exact but very close to the actual.