Kenya’s healthcare crisis is not merely about inadequate hospitals, overworked doctors, or insufficient equipment. It is fundamentally a financing problem — one defined by inefficiency, delayed reimbursements, inflated claims, procurement leakages, and catastrophic out-of-pocket payments.
We have restructured insurers, renamed institutions and merged funds yet, systemic leakages continue to persist. It is time to confront a harder truth: healthcare financing in Kenya requires technological redesign — not cosmetic reform.
