Why structured trade finance is vital for Kenya's small businesses

Instead of relying on hard collateral, financial institutions can structure credit facilities around the operational trade cycle of SMEs, engineering customised financial instruments that precisely match the requirements of specific transaction phases.

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The private sector is facing an unprecedented liquidity crisis as mounting and systemic payment delays from ministries, state corporations and county governments choke business cash flows.

This persistent backlog of public sector pending bills is actively crippling operations, depressing private sector growth and triggering widespread job losses.

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