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What you can do to retire in comfort

Most people have to continue working hard even after retirement to feed their families daily. FILE PHOTO | NMG

The current income replacement ratio for Kenya is below 40 percent. This means that a Kenyan who is earning a salary of Sh60,000 during his last working month will be earning a salary of Sh24,000.

Income replacement ratios for countries such as Canada and China are about 53 percent and 83 percent respectively, according to a 2016 report, with the highest being Croatia at 129 percent.

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Note: The results are not exact but very close to the actual.

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