The quiet shift in investment and borrowing

Growing appetite for risk is not uniform since among small and medium-sized enterprises (SMEs) caution still dominates.

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The year always opens with balance sheets under review and tempered expectations. Across Kenya’s business landscape, the usual burst of new year expansion has made way to a more deliberate reassessment of risk, cash flow and capital.

Although banks and investment firms are well-positioned to lend and invest, however, many businesses, particularly small and medium-sized enterprises (SMEs), are choosing restraint over the leverage.

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Note: The results are not exact but very close to the actual.