How effective agency banking is transforming financial access

A signage showing different bank agencies in Nyeri town on August 17, 2020. 

Photo credit: File | Nation Media Group

The journey toward financial inclusion begins with trust. For individuals unfamiliar with formal financial systems, having low-cost and reliable ways to deposit and withdraw money — cash-in, cash-out (CICO) services — is essential.

These accessible solutions build confidence, encouraging people to store money in digital formats and explore other financial tools.

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Note: The results are not exact but very close to the actual.