Ndegwa had a small shop in Wangige town, Kiambu County, when the Hustler Fund was launched. He, like many other Kenyans, secured a loan to invest in his business. He managed to borrow four times from the fund.
Unfortunately, the fourth time round, his wife fell ill and he spent the loan to pay for her hospital bill. In the months following her illness, he was unable to restock his shop and was eventually forced to shut down.
