Retirement planning: The essentials of stress-free healthy life in sunset years Retirement marks the beginning of a new chapter—one filled with opportunities to explore passions, spend time with loved ones, and create lasting memories.
A time to settle down: What are the pros and cons of KMRC-backed mortgages? Whereas having a home is a noble thing, there are varied options of ticking this box and each comes with its pros and cons.
I want to take Sh12m Sacco loan to buy bedsitter apartments for rent. Is this a wise move? Venturing into the rental property market can be a rewarding investment, it's essential to thoroughly evaluate all aspects before embarking on such a long-term investment.
I have a Sh100,000 net payslip. Should I buy my dream car via a bank or Sacco loan? A budget will help you to cut down on unnecessary expenses and take good control of your money.
How you can reduce your insurance premiums Risk-based pricing ensures that premiums are more accurately aligned with the level of risk that each policyholder brings.
How faith can help one improve money skills Faith provides a unique lens through which we can view our finances, reminding us of the importance of gratitude, generosity, and trust.
I've lost my business to loans and chamas and I’m heavily in debt. Please save me. Avoid borrowing unless it’s absolutely necessary and manageable.
I’ve lost my Sh114,000 job; how can I survive and sustain my soft life? Losing a job, particularly in tough economic times, can be disheartening. However, it’s essential to remain composed and work on a strategic recovery plan.
I earn Sh30,000. What side hustle can help me complete my investment projects? Whatever side hustle you go for, start small and scale up gradually as you gain experience and better understand your market.
I retire in two years. How do I invest my retirement lump sum to earn Sh80,000 per month? Planning for retirement requires clarity about your interests, skills, and experience.
I quit my job before I repaid a bank loan; should I invest in M-Pesa business to survive? While entrepreneurship is a noble aspiration, it requires careful planning, sufficient capital, and market research.
Help! I’ve been earning Sh90,000 monthly, but I have no savings or investments Building wealth requires time, discipline, and consistent effort.
Recalibrating for success: Navigating 2025 with strategy and purpose In preparing for the new year, Rowa suggests beginning with an audit of the past year. Identify successes, setbacks, and lessons learned.
I am 26 and earn Sh55,000; how do I invest to retire by age 48? As a young person, you can afford to take more aggressive investment risks, as you have time to recover from potential setbacks.
Help! I am in my mid-40s earning Sh103,000, but always struggling Beyond farming, diversify your portfolio with safer and predictable investments such as money market funds and government bonds.
I am a stay-at-home mum. Should I use my Sh720,000 secret savings to start a business? By reigniting your career, growing your savings through investments, and learning the intricacies of your desired business, you can increase your chances of success and financial freedom.
I’m the firstborn and just started my first job, how can I help my family? Your financial and emotional stability will partially depend on the stability of your immediate family.
I’m a working student, what can I invest in with a Sh100,000 loan? Regularly review your budget and investments, adjusting strategies to stay aligned with your goals.
I am stuck in a cycle of loans; how do I raise cash for my wife’s education? Share your goals and strategies with your wife to encourage collaboration.
How do I budget my Sh130,000 salary to buy a plot and build in two years? It is essential to establish an emergency fund to avoid future reliance on mobile loans.
Lifeline or trap? Should I take out a loan at 26pc interest to clear rent arrears and pay fees? To effectively manage your financial situation, developing a comprehensive budget is essential.
I earn Sh56,900 but live hand-to-mouth due to gambling. Help! Your gambling addiction is likely rooted in the one-time win of Sh40,000 and the occasional small payouts, which have psychologically trapped you in a cycle of chasing losses.
I earn Sh20,000. Is it practical to move to a Sh10,000 rental for love? The festive season presents an opportunity for growth. Stocking up on livestock during this period, when prices are low, can boost your margins.
Why securing your child's education in Kenya is now more crucial than ever A quality education in Kenya is expensive, and the costs are only rising. From tuition fees to uniforms, books, and extracurricular activities, the expenses add up quickly.
PRIME Rethinking banking: How to make money in your bank account work for you While banks remain vital for safekeeping and smooth transactions, they are not a one-stop shop for financial growth.